When you call and get quotes for your insurance, they always ask how many mile a month/year you drive. This lets them know how often you are actively driving on the road, where most accidents happen, and that in turn is a larger "threat" to them if something were to happen. When you pay for your insurance, you are paying ahead of time for something that you may need to use in the future. When they deem you as driving less and less risk for an accident to occur with you, your insurance cost is lower.
The answer is: Lower cost
The cost of insurance tend to be higher if the buyer is more likely to fulfill the claim of insurance, and vice versa.
When the buyer of a car insurance drives infrequently, it is very unlikely that the buyer would be involved in car accidents. This mean that the insurance provider could give lower cost since they also has lower chance of paying the insurance buyer.
i would go with get a bachelor’s degree
-lavira : )